Join with a Referral

Get exclusive benefits when you join using a friend's referral code

Enter Referral Code

If someone referred you to Utu Bora Credit, enter their referral code below to unlock special benefits.

Referral code is the member code of the person who invited you
No referral code?

You can still join Utu Bora Credit and enjoy our great services.

Register Without Referral
KES 500 Bonus

Both you and your referrer get KES 500 when you complete your first loan

Faster Approval

Referred members get priority processing on their first loan application

Better Rates

Qualify for reduced interest rates on your first loan